Mint shut down.
Don't just downgrade.
When Intuit retired Mint in 2024, it pushed users toward Credit Karma — thinner and ad-driven. If your finances are simple, plenty of budgeting apps will do. If they got complicated, here's the one built for that.
No charge today · Cancel in two clicks · Founding price $199/yr, locked for as long as you stay
What Mint did well
For over a decade, Mint made free account aggregation and budgeting mainstream — the front door to personal finance for millions. Its shutdown left a real gap, and we won't pretend it wasn't good at what it did.
Feature by feature
Mint
discontinued 2024
Formation
one plan · $199/yr founding
Mint was discontinued by Intuit in 2024 and folded into Credit Karma. Historical capabilities shown for reference.
Independent signals
We'll give Mint its due.
Mint is no longer rated anywhere — it was pulled from the app stores when Intuit shut it down. Here's the honest status.
Mint is gone — Intuit retired it in March 2024 and pointed users to Credit Karma, which tracks accounts but dropped the budgeting Mint was loved for. Millions were left looking for a replacement. For a simple picture, the budgeting apps in this lineup fill the gap; for a complex household, that gap is exactly what Formation was built for.
Shut down discontinued March 2024 (Bloomberg · CNBC) · Credit Karma where users were sent (Intuit) · No budgeting in Credit Karma, Mint's replacement (WalletHub)
The Mint question
The right replacement depends on how complicated you are.
Most “Mint alternatives” are like-for-like: free, ad-supported, built for a few accounts. That's fine if your money is simple. But if you landed here because your picture got complicated — multiple custodians, a trust, equity comp, K-1s — the honest answer isn't another budgeting app. It's a system built for that, with every number cited to its source.
Common questions
Is Formation a good Mint alternative?
Formation is built for households whose finances have outgrown a single-login tool: money spread across many custodians, more than one legal entity (trusts, LLCs, S-Corps), equity compensation, K-1s, and multi-state tax — unified in one view, organized by the entity that owns each account, with every number traced back to its source. The feature-by-feature table above lays out where Formation differs from Mint so you can judge the fit for your own situation.
How much does Formation cost compared to Mint?
Formation is one plan with full access — $29.99/month or $349/year list, and founding members lock $17.99/month or $199/year for as long as they stay subscribed. Every subscription starts with a 7-day free trial; there is no free tier and no percentage-of-assets (AUM) fee. The pricing row in the comparison table above shows how that lines up against Mint.
Can Formation handle trusts, LLCs, equity compensation, and K-1s?
Yes. Formation models every account by the legal entity that owns it (personal, joint, trust, LLC, S-Corp), tracks RSUs, ISOs, NSOs, and ESPP with alternative-minimum-tax awareness, ingests Schedule K-1s from PDF, and runs cross-custodian, wash-sale-aware tax-loss harvesting across all your brokers at once. AURA, Formation's education-only AI, explains and analyzes these numbers but never gives personalized advice, places trades, or moves money.
A real upgrade, not a sideways move.
Bring your whole household into one cited, entity-organized view — and leave the ads behind.
No charge today · Cancel in two clicks · Founding price $199/yr, locked for as long as you stay
Full pricing detailsCompare Formation to other tools