Founding launch pricing · 7-day free trial

Your entire net worth.
One dashboard. One price.

Every account, entity, and tax position — organized by entity, cited to its source, read by AURA. One plan with everything: $199/yr or $17.99/mo (list $349/yr), locked for as long as you stay.

No charge today · Cancel in two clicks · Read-only — Formation never moves money

One plan. Every module.

Balance sheet, investments, cash flow, planning, estate and insurance — with AURA reading all of it. Every screen below is live in the demo.

Net worth, organized by entity — trusts, LLCs, joint accounts.

The shipped feature, captured live from the demo’s sample household.

Founding launch pricing

Formation

One plan. The entire dashboard.

$17.99$29.99/month

Billed monthly · founding price, locked for as long as you stay

No charge today · cancel in two clicks before day 7

  • Balance Sheet — net worth, treemap, 5-yr history, liquidity
  • Cashflow — transactions, categories, recurring, budgets
  • Unlimited linked accounts (via Plaid) + real-estate values
  • Unlimited AURA — voice + text, persistent memory, honest citations
  • Multi-entity model — trust · LLC · S-Corp
  • Investments — allocation, asset-location, cross-custodian TLH
  • Tax — brackets, contributions, K-1, year-end wizard
  • Equity comp — RSU/ISO/ESPP, AMT planner, scenarios
  • Net-worth projection — Monte Carlo + downside scenarios
  • Estate · insurance · education (529) planning
  • Statement / K-1 ingestion + reconciliation
  • Unlimited household members + per-account AURA privacy
  • Connect your CPA / advisor — collaboration seats(at launch)
  • Auto quarterly review PDF, citation-styled(at launch)

The entity model alone is a $2,499/yr feature at Kubera — it's included here. See the comparison

How the trial works

  1. 1

    Create your account

    Email or Apple/Google, then verify your email. Two-factor security is required on every account within the first week — your data stays protected without slowing you down today.

  2. 2

    Add a card, pay nothing today

    Card on file starts the 7-day free trial of the entire dashboard — every feature, no meter. $0 due today.

  3. 3

    Keep it, or cancel in two clicks

    Settings → Billing → cancel before day 7 and you're never charged. Your data exports as JSON any time, member or not.

Built on infrastructure you already trust

Plaid · Stripe · Supabase · Anthropic

Accounts link read-only through Plaid — Formation never holds your credentials and can't move money. Payments run entirely on Stripe; your card never touches our servers. Every account is protected by two-factor authentication. Read the security overview

Frequently asked

See your whole picture by tonight.

Founding pricing — $199/yr or $17.99/mo, locked for as long as you stay. 7-day free trial, no charge today.

Formation Money provides financial planning software and educational content, not personalized investment, legal, or tax advice. Formation Money is not a registered investment adviser. For personalized guidance, work with your own CPA or a licensed financial adviser.

How we compute and cite every number →

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